Genie Apk
Latest version 7.2.1
05 May 2024
Apk Infos
| Version | 7.2.1 |
| Rating | 2.8/5, based on 5,943 votes |
| Size | 125.2 MB |
| Requires Android | Android 6.0+ (Marshmallow) |
| Author's Notes | Explore a whole new world of financial possibilities with Genie |
About Genie APK
Table Of Contents
Description
genie: Your All-in-One Financial AppTake control of your finances with Genie, the convenient and secure mobile app from Dialog Axiata PLC the leading Telco in Sri Lanka with a 70% market share in the Colombo stock exchange, licensed and regulated by the Telecommunications Regulation Commission of Sri Lanka (www.trc.gov.lk). Savings, Fixed deposits, Payments & Lending products on the Genie App are provided by Dialog Finance PLC a subsidiary of Dialog Axiata PLC. Dialog Finance PLC is a public quoted entity, which is a financial institution licensed (https://bit.ly/DF-CBSL-License) and regulated by the Central Bank of Sri Lanka (www.CBSL.gov.lk) under act No. 42 of 2011. And Dialog Finance PLC carries the Fitch rate AA(LKA).
Manage your money on the go:
• Make secure contactless payments: Scan & Pay at any LANKAQR-enabled merchant using your linked bank accounts or eZ Cash wallet.
• Open a digital savings account: Start saving for your goals with our easy-to-open and manage digital savings account.
• Get a Mastercard you control: Freeze your card, set spending limits, and manage your account directly within the app.
• Invest for your future: Create goal-based savings accounts and fixed deposits, invest in stocks or mutual funds, and manage your portfolio conveniently.
• Pay bills easily: Pay over 90+ billers quickly and securely in one go.
• Manage your eZ Cash wallet: Send and receive money, top up your wallet, and access various mobile money transactions.
• Common to all loan products facilitate on genie:
Term of the Loan: From 90 days (3 months) to 5 years
Annual Percentage Rate (APR) / Interest Rate: Quick Loan/Lesi Pay: from a Minimum 25% p.a to a Maximum of 49% p.a (based on Sri Lanka’s market rate, cost of deposits, customer’s risk profile, collateral & term of product). Loan against Fixed deposits: Fixed Deposit Rate + 2.5% p.a
Processing Fee: One-off fee ranges from 0.5% to 5% based on the loan type.
Sample Calculation: All loans are calculated using the standard Equal Monthly Installment calculation method.
Loan Amount - LKR 50,000
Loan Tenor - 180 days
Loan interest rate - 25% p.a
Monthly Installment payment - LKR 8,951.41
Total cost of the loan is LKR 56,208.00 made of LKR 50,000 (Principal) + LKR 3,708.46 (Total interest payment) + LKR 2,500 (Processing Fee at 5%)
Security and Trust:
• Advanced Encryption: Provides cutting-edge encryption protocols to safeguard sensitive data, ensuring all personal information and financial transactions are securely protected from unauthorized access.
• Biometric Authentication: Enjoy added convenience and security with biometric authentication options such as fingerprint and facial recognition, providing seamless yet highly secure access to your Genie account.
• Two-Factor Authentication: Enhance account security with our robust two-factor authentication system, bolstering user identity verification with an additional layer of protection.
• Fraud Prevention: Our platform utilizes advanced fraud detection algorithms and real-time monitoring to proactively safeguard user accounts and transactions against potentially fraudulent activities.
• Ongoing Security Audits: The app conducts regular security audits and assessments to identify and address any vulnerabilities, maintaining the highest standards of data security and privacy.
• Compliance Standards: We adhere strictly to industry regulations such as MBSS, PCI DSS, and local law under the Personal Data Protection Act, No. 9 of 2022, reflecting our commitment to ensuring the utmost protection of data and privacy.
• Dedicated Support: Our customer support team is available round-the-clock to address any security-related inquiries or concerns, providing prompt assistance and ensuring a seamless user experience.
Disclaimer:
• Loan products on Genie are subject to eligibility criteria and terms and conditions.
Download Genie today and experience the power of financial management at your fingertips!
Latest updates
What's new in version 7.2.1
Say goodbye to running out of credit at inconvenient times. Our latest update introduces the Reload feature, which transforms how you top up your mobile prepaid. Instantly top up your mobile prepaid via genie! Use any digital savings account, a Just Pay-enabled savings account, eZ Cash or any added credit or debit Mastercard for hassle-free reloads.How to install Genie APK on Android phone or tablet?
Download Genie APK file from ApkClean, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Tap the APK file you downloaded (lk.tc.finpal-v7.2.1-ApkClean.apk)
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
Older Versions
| 7.2.1 (4194602) | 125.2 MB |
Questions & Answers
Q: What is an APK File?
A: Just like Windows (PC) systems use an .exe file for installing software, Android does the same. An APK file is the file format used for installing software on the Android operating system.
Q: If I install an APK from this website, will I be able to update the app from the Play Store?
A: Yes, absolutely. The Play Store installs APKs it downloads from Google's servers, and sideloading from a site like ApkClean.net goes through a very similar process, except you're the one performing the downloading and initiating the installation (sideloading).
As soon as the Play Store finds a version of the app newer than the one you've sideloaded, it will commence an update.
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A: Whenever someone wants to download an APK file from ApkClean.net, we'll check the corresponding APK file on Google Play and allow user download it directly (of course, we'll cache it on our server). If the APK file does not exist on Google Play, we'll search it in our cache.
Q: What are Android App permissions?
A: Apps require access to certain systems within your device. When you install an application, you are notified of all of the permissions required to run that application.
Don't hesitate to contact us if you have any questions or concerns.
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User's Reivew
1 ★The new upgrade is really very weak. The old app is a lot better than this. Looks good but it doesn't matter if it's hard to work. I also used this because I can pay for all my Dialog connections at once. It was very easy because the bill would fall in the Amount box to be paid automatically. But the new edition has none of that. Appearance is good but it doesn't matter. This app is useless now. Consumers we are not satisfied about this now. I want to uninstall this now.
1 ★2 bugs(Or missing features) should be fixed ASAP. 1. In the previous app all my dialog connections payable bill values shown in the genie app but its missing in this half baked new app 2. Bug - pressing back button or back gestures wont work and therefore cannot exit from the app. I have to minimize the app by going to the home and then kill the app from task manager(recents menu). This is a very cumbersome process specially when considering this function should be mandatory for a payment app.
2 ★I mainly was using this app to settle all my dialog connections. It was really easy when the old app shows you the amount need to pay but in the new app that feature is not there. Usability wise it is not good at all. Hope you could add that for the next feature release soon. Multiple payment option is not there as well. Also you may not need to ask the opt number for transactions less than 5000. Rich UI. Please give more attention to the usability than the fancy ui.
1 ★Only the UI is nice. 1 Transactions history doesn't show the recipient or the account which the money was sent to. 2 Dialog broadband bill was not showing correctly. 3 if the app developers are not tracking user feedback from playstore and waiting for mails, it's time to move on to another app. Sad to leave an app that I've been using for more than a year.
1 ★Making multiple payment for the total sum was a super easy in the previous app which currenty doesnt exists.!! This is not called more convinient than the previous app..!! Outstanding Balance is not validating in the app..! Have to go and check the balances in another App manully - (Much Hazzel) As said by others, only new interface and less features..!! Sorry Dialog Axiata..!! This time, it is a negative review from my side as well. Try to improve those...
1 ★For the old app I give 10 stars This new upgrade is TERRIBLE. Please reinstate the old version because you are losing you client base, as soon as I find a better app I am gone As one example out of many: Earlier when I selected my Dialog TV account, automatically the bill amount is populated now you can't even see the amount field when the keyboard is active. Very poor show, don't you test and check your upgrades before you publish or you let your clients do the testing for you.
1 ★as a developer i have activated the developer mode in my phone after that genie app isn't working asking me to disable the developer mode and re-launch the app very disappointed
3 ★01MAY2021: Now the multiple payments cannot be done at once. Pls fix it. 08APR2021: Thanks team for the update and the app is working fine. Looks pretty and hoping to explore and experience new features. Will contact you if I encounter any problems... Thanks. 04APR2021: The app does not work at all now. Can't even log in. Pls reverse it to the previous version or stop promoting the app. I worked with Genie for nearly two years and you guys have broke it this time to the maximum. :(
1 ★What a load of rubbish... It used to work fine. But this new version doesn't even let me open it. I need to disable developer mode. As a developer, and Android user who likes my androids fully customized. This is complete garbage... If you think I'm disabling developer mode, you must be dreaming. UNINSTALLING IMMEDIATELY.
3 ★Very good options and facilities. But i was paying all my mobile connections and utility bills with the multiple payment option in one transaction. After the update that option has been taken off. If that is also there it'd be best.
1 ★I made a dialog mobile payment through this app. It's still not updated even after 48 hours. I call and complain several times to dialog and my bank. Still not sorted out. That amount was already debited from my bank account.
1 ★Unlike the previous version, this new update does not pull your current bill value which makes it so easy to pay. Now we have to open up Dialog Self Care app to retrieve the bill value. Please add this feature back to this new version.
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